Let Gilliland & Associates take care of your appraisal

Every year, thousands of people in Tennessee buy, sell or refinance their home. Most of these transactions have a simple line item for an appraisal. The majority of lenders still call in a local expert because the stakes are so high, even though there are a growing number of automated home valuation methods that may appear more cost-effective than an appraisal. You might assume that getting a mortgage is the only reason to acquire an appraisal, but there are additional instances when the services of a certified, independent real estate professional might be helpful.

Order appraisals online from Gilliland & Associates by simply clicking here.

Dispute your tax assessment in Davidson County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Gilliland & Associates is your best evidence when building your case. At Gilliland & Associates,we can assist you in challenging your tax assessment.

Let Gilliland & Associates help you do away with PMI to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the home, most lenders ask home owners to take out an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

Gilliland & Associates can provide you with a statement regarding the value of your home, and the expense of the appraisal can generally be recovered in little time because you'll no longer be paying the PMI.

An appraisal from Gilliland & Associates will help you settle a divorce with less stress

A divorce is an especially traumatic ordeal for the parties involved, and it is often further complicated by the difficult decision of who keeps the property. It's a good idea to order an appraisal from Gilliland & Associates so both parties are fully aware of the true market value of their home, regardless of the situation.

If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation with help from Gilliland & AssociatesSettling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Gilliland & Associates can assist you in relocating to or from Davidson County

We know the headaches involved with an employee relocation. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we encourage relocating employees to provide remarks on the positive characteristics of their property, along with information about any current sales or listings in their area that they want considered.

Don't sell out short or keep your home on the market too long.

A professional appraisal can help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees aren't contingent upon the value we report, but rather they are based on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.